To a mixing bowl, add the dry ingredients – flour, oats, sugar, brown sugar, baking powder & soda, cinnamon, salt, and chocolate chips. Whisk together.
To a small mixing bowl, add the wet ingredients – buttermilk, egg, and melted butter.
Add the wet mixture to the dry mixture and stir together until everything is just incorporated. It will be slightly lumpy.
Pour the batter into a greased 9×5 loaf pan and bake for 40-45 minutes at 350 degrees until the top is golden and a toothpick inserted into the center comes out clean.
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